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Visitors Insurance for Parents Visiting USA in 70 to 79 Years Age Group

Visitors Insurance For Parents Visiting USA In 70 to 79 Years Age Group

Many people invite relatives, such as their parents or in-laws, in their 70's to visit the USA. As risk is high for those aged 70-79, the number of available insurance plans becomes limited as some insurance companies simply don't want to provide insurance to the 70+ age group; if they do offer insurance they charge a much higher premium, or they only provide benefits up to a lower policy maximum. Therefore, it is extremely important to consider your choices if any of your relatives are in the 70-79 age group. For any of the available plans, no medical exam is required and no medical information needs to be provided at the time of purchase.

People frequently ask, "Which visitors insurance plan should I purchase from the available choices?"

Before looking at individual visitors insurance choices for parents visiting USA, you should first familiarize yourself with the types of visitors insurance plans:

  • Fixed Coverage: Limited coverage, cheaper plans
  • Comprehensive Coverage: Better coverage, more expensive.

We always recommend that everyone buy the comprehensive coverage plans. The choices are based on what policy maximum you would like.

  • Comprehensive Coverage

    • $250,000

      • $150,000

        • Atlas America

          Please look at the description below under $100,000.

      • $100,000

        • Atlas America

          After deductible, it pays 100% up to the policy maximum.

          Atlas America participates in United Healthcare or First Health PPO Network and it is extendable up to 364 days. In case of early departure, the refundable is pro-rated for the unused duration minus a $25 cancellation fee as long as no claims have been filed since the original effective date.

          Not available for people physically present in the states of MD, NY or WA at the time of purchase. For people visiting these states, it is best to buy the insurance before they arrive.

          In addition to the medical expense coverage, Atlas America also provides coverage up to the policy maximum or $100,000 (whichever is lower) for acute onset of pre-existing conditions. Complete Details

        • Patriot Platinum America

          After deductible, it pays 100% up to the policy maximum, $100,000.

          It participates in United Healthcare PPO Network, it is extendable in case of early departure, and it is refundable if no claims have been filed minus $50 cancellation fee.

          This plan is not available in the state of Maryland.

          For those who are eligible, this plan is an excellent choice.

          Complete Details

      • $50,000

        There are many visitors insurance plans available for family visiting the USA with this policy maximum. Please visit insubuy.com to get instant quotes from multiple plans, compare them side by side and make an instant purchase online.

        • Safe Travels USA Comprehensive

          If you visit providers that participate in the First Health PPO Network, there is a $0 deductible and the plan pays 100% of covered expenses; however, if you visit an out of network provider, after the deductible has been met, the plan pays 80% of the next $5,000, and then 100% up to the policy maximum.

          It is extendable with a minimum of 5 days initial purchase and is refundable in case of early departure, minus a $25 cancellation fee and so long as no claims have been filed.

          This insurance plan provides coverage up to $35,000 for acute onset of pre-existing conditions. Complete Details

        • Patriot America Plus

          After the deductible is met, in network the plan pays 100% (outside of the network: 80% up to $5,000, then) to the policy maximum.

          It participates in the United Healthcare PPO Network, and is extendable and refundable in case of early departure so long as no claims have been filed and minus a $50 cancellation fee.

          This insurance plan does not provide coverage for an acute onset of a pre-existing condition for people age 70 and older. Complete Details

    • Fixed Coverage

      • $100,000

      • $50,000 to $65,000

        In this range, there are several choices available. Please visit insubuy.com to get instant quotes from multiple plans, compare them side by side and make an instant purchase online.

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