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Visitors Health Insurance Products that Cover Pre-Existing Conditions for Visitors to United States

Frequently Asked Questions:

Due to the high demand for Pre-Existing Condition coverage, the underwriters have extended the coverage provided under many of the plans to allow for coverage under very specific circumstances. They call this coverage either 'Acute Onset of Pre-Existing Conditions' or 'Sudden and Unexpected Recurrence of Pre-Existing Conditions'. There are plans that provide some kind of further limited coverage of pre-existing condition coverage. Please carefully understand what a chosen plan incudes.

*While the acute onset may cover a sudden and unexpected recurrence, the reverse is not true.

Comprehensive Coverage Plans

Atlas America®

Covers up to the policy maximum for acute onset of pre-existing conditions for persons below age 70 and up to $100,000 for 70-79.

Patriot America® Plus

Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70.

Safe Travels USA Comprehensive

Covers up to policy maximum ($35,000 for 70+) for acute onset of pre-existing conditions.

Safe Travels USA Cost Saver

Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition.

Patriot Platinum America

Covers up to $1,000,000 for acute onset of pre-existing conditions for U.S. Citizens below age 65 with a Primary Health Plan; $20,000 without. Non-US Citizens Ages 69 and younger up to $1,000,000.

Atlas Premium America

Covers up to policy maximum of acute onset of pre-existing conditions for ages under 70, and to policy maximum or $100,000 (lower amount) for 70-79 (whichever is lower).

Visit USA-Healthcare® Superior

Covers up to $25,000 ($2,500 for 65+) for acute onset of pre-existing conditions coverage.

Safe Travels USA

Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition.

Visit USA-Healthcare®

Covers up to $20,000 ($2,500 for 65+) for acute onset of pre-existing conditions coverage.

Diplomat America

Covers up to $10,000 for acute onset of a pre-existing condition for non-US citizens below age 70.

Diplomat Long Term

Covers up to $10,000 for acute onset of pre-existing conditions for below age 70.

WorldMed®

Covers up to $20,000 ($2,500 for 65+) for acute onset of pre-existing conditions coverage.

Fixed Coverage Plans

VisitorSecure®

Covers up to the policy maximum per period for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.

Visitors Care®

Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.

Safe Travels for Visitors to the USA

Covers up to policy maximum for persons below age 70, up to $35,000 for 70-79 years, $15,000 for 80+. Subject to further sub-limits, as described in coverage details.

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