International student health insurance for F visa students studying in the U.S.

International student health insurance is meant for international studying full time in USA. While some international student health insurance plans cover both the primary insured as well as the dependents, others cover only the primary insureds. They also generally cover maternity related expenses as long as the conception occurs after the effective date of the policy. Each university/college has their own minimum requirements that must be met before they can accept particular international student health insurance.

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    Patriot Exchange Program

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 1 Month to 4 Years

    Overview

    Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
    Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
    Outside US: After deductible, covers at 100% up to the policy maximum.

    Direct Billing

    • $5 copay, deductible waived
    • Included

    ExchangeGuard®

    Underwriter: Lloyd's

    Coverage Availability 5 Days to 1,456 Days

    Overview

    After deductible, pays 100% to policy maximum, or
    After deductible, pays 80% to policy maximum.
    Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

    Direct Billing

    • $15 copay, unless $0 deductible
    • $15 copay, unless $0 deductible
    • To policy maximum
    • Included

    Student Health Advantage

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 1 Month to 5 Years

    Overview

    Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
    Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
    Outside US: After deductible, covers at 100% up to the policy maximum.

    Direct Billing

    • $5 Copay
    • Included

    StudentSecure®

    Underwriter: Lloyd's

    Coverage Availability 1 Month to 1,456 Days

    Overview

    Elite: After deductible, pays 100% to policy maximum.
    Select: After deductible, pays 80% to $5,000, then 100% to policy maximum.
    Budget: After deductible, pays 80% to $25,000, then 100% to policy maximum.
    Smart: After deductible, pays 80% to policy maximum.

    Direct Billing

    • Included

    Patriot America Plus®

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 5 Days to 2 Years

    Overview

    After deductible, pays 100% to policy maximum.
    Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

    Direct Billing

    Acute onset of pre-existing conditions

    coverage to policy max for ages <70

    Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
    • $25 copay, unless $0 deductible
    • $15 copay, unless $0 deductible
    • To policy maximum
    • Included

    Patriot America® Lite

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 5 Days to 2 Years

    Overview

    After deductible, pays 100% to policy maximum.
    Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

    Direct Billing

    • $25 copay, unless $0 deductible
    • $15 copay, unless $0 deductible
    • Excluded

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    You cannot find a lower price anywhere for the same product.

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