Individual Long Term Health Insurance
Individual long term health insurance is for individuals and families who are independent consultants, self-employed, small business owners, or for people that are not offered or do not want medical coverage from their employer.
Long term major medical insurance plans are meant to be kept for the entire year, individual long term health insurance plans are not meant to be for short term needs. Individual health insurance plans require underwriting which can take anywhere from a few days to 2-3 weeks. If you are between jobs, cannot afford COBRA, are a recent college graduate, are a temporary or part time worker, starting a new job, etc., select Temporary Medical Insurance instead.
Limited state availability.