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My parents are flying to the states from India from Dec 22 to June 14 and I want to get insurance from them. There is a lot of information out there and I am trying to make a decision based on where to buy insurance. My primary question is coverage for pre-existing conditions. The reason for asking this is that the last time my sister bought insurance here in US for her in-laws. Her father in law was sick and we had to take him to emergency. However the insurance company told that they would not cover as the condition was pre-existing. Are there any insurances in US that cover acute onset of pre-existing conditions
Thank you for contacting Insubuy for your insurance needs. There are numerous plans available that will offer the acute onset of pre-existing condition coverage. You may view and quote plans in the COVID-19 Travel Medical Insurance section. Once you have entered in the appropriate information you will be able to view the applicable plans. Keep in mind that although some plan will offer the acute onset benefit, they will still exclude the coverage for pre-existing conditions, preventative and routine care. Please read over the benefits and certificate wording of the policy that interests you and if you have additional questions you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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